Built for solo bookkeepers, freelancers, small business owners

Convert bank statements
to Excel with AI precision

Drop a PDF or image of any US, UK, or Canadian bank statement. Get a clean Excel or CSV with every transaction extracted and balance-verified - in seconds.

3 statements per day free, no credit card required. Files processed in transit, never stored.
Chase Bank - November 2024.pdf -> November-2024.xlsx

Input - PDF statement

CHASE Statement Period 11/01-11/30
Account: ****1234 Acct Type: Checking
 
11/02 STARBUCKS #4521 -7.85 4,892.15
11/03 PAYROLL DEPOSIT +3,200.00 8,092.15
11/05 ZELLE TO J.SMITH -250.00 7,842.15
11/08 AMAZON.COM -45.99 7,796.16
11/12 RENT PAYMENT -1,800.00 5,996.16
...

Output - Excel (sheet 3 of 4)

DateDescriptionDebitCreditBalance
2024-11-02STARBUCKS #45217.854,892.15
2024-11-03PAYROLL DEPOSIT3,200.008,092.15
2024-11-05ZELLE TO J.SMITH250.007,842.15
2024-11-08AMAZON.COM45.997,796.16
2024-11-12RENT PAYMENT1,800.005,996.16

What makes it different

Bank statement conversion has been around for a decade. We rebuilt it with modern AI - then layered in checks that catch what AI misses.

AI

AI-vision extraction

Reads any bank's layout - even scanned PDFs and unusual templates. No per-bank rules to update when a bank changes its statement format.

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Balance-verified output

Every extracted statement is automatically reconciled: opening + credits - debits = closing. Mismatches are flagged before you trust the data.

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Excel with structure

Four-sheet workbook: original PDF embedded for reference, account info, transactions, and a validation sheet showing reconciliation status.

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Credits that roll over

Didn't use your full allowance this month? Unused pages roll into next month, up to 3x your tier. Your money, your pages.

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Privacy-first

Files are processed in transit and discarded immediately. No persistent storage, no training on your data, no third-party sharing.

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Honest pricing

$7-49 a month for individuals - not $30-99 like legacy converters built for accounting firms. Pay for what you actually use.

How it compares

Legacy bank statement converters were built before modern AI. We rebuilt the workflow from scratch for solo operators.

Legacy converters 2015 tech

  • Rule-based parsing: breaks when a bank updates its statement format
  • ~83% accuracy benchmark; manual cleanup required on most outputs
  • Credits expire monthly even if unused
  • Pricing aimed at accounting firms: $30-99/month
  • Web-only - you upload from a browser tab each time
  • Generic CSV output; no balance verification

Bank2XL AI-first

  • Vision AI: handles new templates automatically, no rules to maintain
  • 98%+ verified accuracy with balance reconciliation post-check
  • Credits roll over up to 3x your monthly tier
  • Consumer pricing for individuals: $7-49/month
  • Chrome extension: convert from any tab in one click
  • 4-sheet Excel: PDF embed, account info, transactions, validation

Simple pricing

Pay for what you convert. Cancel anytime. All plans include Excel, CSV, and QBO export formats.

Free

Try the full quality, no credit card.

$0/month
  • 3 statements per day
  • Up to 5 pages per statement
  • Excel + CSV export
  • Balance verification included
Start free

Starter

For freelancers and side projects.

$7/month
  • 100 pages per month
  • Unused pages roll over 3 months
  • All export formats incl. QBO
  • Email support
Choose Starter

Business

For high-volume workflows.

$49/month
  • 2000 pages per month
  • Unused pages roll over 3 months
  • Bulk upload (50 files at once)
  • API access (beta)
  • Priority support & SLA
Choose Business

Frequently asked

Which banks are supported?

All of them. Because the engine uses vision AI, not per-bank parsers, any PDF or image statement works - Chase, Bank of America, Wells Fargo, Capital One, Citi, Schwab, Navy Federal, regional credit unions, plus UK (Barclays, HSBC, Lloyds), Canadian (RBC, TD, BMO, CIBC, Scotiabank), and most European and Australian banks.

What about scanned statements or photos?

Yes - the AI handles scanned PDFs and photos taken on a phone. Quality matters: a clear scan is more accurate than a blurry phone snap, but both are processed.

How accurate is "98%+"?

We measure accuracy two ways: (1) whether every transaction was extracted with correct date, amount, and polarity, and (2) whether the totals reconcile to the statement's opening and closing balances. On a 30-document test corpus across US, UK, and Canadian banks, we hit 98%+ on both measures. Edge cases (badly scanned multi-column tables) get flagged for review rather than silently mis-extracted.

Is my data safe?

Files are sent over TLS, processed in memory, and discarded immediately - we don't keep your statements. We don't train AI on your data. No third-party sharing. If you cancel, there's nothing to delete because we never stored it.

Can I use this for tax prep or my accountant?

Yes - the Excel output includes a validation sheet showing reconciled balances, which is what accountants need to trust the data. CSV and QBO formats are also available for QuickBooks Online import.

What if the conversion is wrong?

Every output includes a validation sheet showing whether balances reconcile. If they don't, you'll see exactly where the discrepancy is. Conversions that fail validation don't count against your monthly page allowance.

How is this different from BankStatementConverter.com?

BankStatementConverter built a great web tool on rule-based parsing - which means accuracy is capped by the rules they wrote, and credits expire monthly. We rebuilt the engine with vision AI (better accuracy on uncommon templates), added balance reconciliation as a post-check, ship as a Chrome extension (one-click from anywhere), and roll over unused credits.

Try it free in 60 seconds

Add the Chrome extension, drop a statement, get an Excel back. No signup required for the free tier.

Awaiting Chrome Web Store approval. Email hi@bank2xl.app to be notified at launch.